AmeriCredit’s Fraud Investigation ProcessIf you are the victim of identity theft regarding an AmeriCredit account and wish to request an investigation, the claim must be submitted in writing and mailed to AmeriCredit.Required DocumentsThe following documents are required by AmeriCredit to process the claim:
Requested DocumentsThe following additional documents are not required (but may be requested) and will assist in expediting the claim:
AddressPlease mail to:AmeriCredit Financial Services, Inc. Claim ResolutionOnce the required documents are received, AmeriCredit will investigate your claim. The investigation will be resolved in the following manner:If AmeriCredit can establish the true identity of the victim and determines the claim to be valid, the victim will be notified via mail and AmeriCredit will report to the credit bureau agencies that the AmeriCredit account should be deleted from the victim’s credit file. If AmeriCredit cannot establish the true identity of the claimant, or, in good faith, determines the claim to be invalid, the claimant will be notified via mail. The AmeriCredit account will not be deleted from the claimant’s credit file. Helpful ResourcesFor general instructions and model forms regarding identity theft resolution, please refer to the following FTC publication:Take Charge: Fighting Back Against Identity Theft Questions?If you have questions or concerns regarding your identity theft claim, please e-mail the Central Fraud Department at creditfraud@americredit.com. Please include your name, contact phone number, account number if applicable, and a brief description of your question or concern. A representative will contact you. |
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